{"id":59035,"date":"2021-12-02T15:51:50","date_gmt":"2021-12-02T13:51:50","guid":{"rendered":"http:\/\/infois.ro\/?p=59035"},"modified":"2021-12-02T15:51:50","modified_gmt":"2021-12-02T13:51:50","slug":"campanie-nationala-pentru-prevenirea-fenomenului-carausi-de-bani","status":"publish","type":"post","link":"https:\/\/infois.ro\/?p=59035","title":{"rendered":"Campanie na\u021bional\u0103 pentru prevenirea fenomenului \u201cc\u0103r\u0103u\u0219i de bani\u201d"},"content":{"rendered":"<p><a href=\"http:\/\/infois.ro\/wp-content\/uploads\/2013\/12\/bani.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft  wp-image-8869\" src=\"http:\/\/infois.ro\/wp-content\/uploads\/2013\/12\/bani.jpg\" alt=\"\" width=\"333\" height=\"200\" srcset=\"https:\/\/infois.ro\/wp-content\/uploads\/2013\/12\/bani.jpg 640w, https:\/\/infois.ro\/wp-content\/uploads\/2013\/12\/bani-300x180.jpg 300w\" sizes=\"(max-width: 333px) 100vw, 333px\" \/><\/a><\/p>\n<p style=\"text-align: justify;\">Poli\u021bia Rom\u00e2n\u0103, Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor \u0219i Microsoft lanseaz\u0103 etapa a doua a campaniei #<a href=\"https:\/\/sigurantaonline.ro\/\">Siguran\u021baOnline<\/a> care are ca scop prevenirea fenomenului \u201cMoney Mule\u201d (c\u0103r\u0103u\u0219 de bani), ac\u021biunea fiind sincronizat\u0103 cu evenimentul European Money Mule Action.<\/p>\n<p style=\"text-align: justify;\">Procesul de recrutare a c\u0103r\u0103u\u0219ilor de bani se poate desf\u0103\u0219ura online prin anun\u021buri de angajare pe re\u021bele de socializare sau e-mail, prin care se ofer\u0103 locuri de munc\u0103 sau colabor\u0103ri profitabile. Persoanele recrutate sunt instruite s\u0103 transfere banii primi\u0163i \u00een conturile lor c\u0103tre alte persoane din \u0163ar\u0103 sau din str\u0103in\u0103tate, primind \u00een schimb un comision. De asemenea, se constat\u0103 un fenomen de deschidere de conturi bancare prin intermediul c\u0103rora se realizeaz\u0103 opera\u021biuni de primire \u0219i transfer de fonduri, direct de c\u0103tre titularul contului sau de c\u0103tre ter\u021bi c\u0103rora titularii le cedeaz\u0103, \u00een mod ilegal, dreptul de utilizare a contului.<\/p>\n<p style=\"text-align: justify;\">Fenomenul Money Mule este unul global \u0219i de actualitate, acesta fiind parte \u00een procesul de sp\u0103lare a banilor \u0219i faciliteaz\u0103 astfel criminalitatea informatic\u0103 \u0219i alte tipuri de fapte penale. Persoanele care \u00ee\u0219i \u00eensu\u0219esc, voluntar sau involuntar, rolul de c\u0103r\u0103u\u0219i de bani \u0219i dau curs unor astfel de practici sunt implicate \u00een scheme de fraud\u0103 bancar\u0103. Fondurile implicate \u00een ac\u021biunea Money Mule provin \u00een principal din infrac\u021biuni, inclusiv fraude online, iar unele persoane nu sunt con\u0219tiente de consecin\u021bele legale la care se expun. Implicarea \u00een astfel de ac\u021biuni poate reprezenta o surs\u0103 de venit pentru c\u0103r\u0103u\u0219ii de bani, \u00eens\u0103 at\u00e2t participarea voluntar\u0103, c\u00e2t \u0219i cea involuntar\u0103, \u00eenseamn\u0103 comiterea unei infrac\u021biuni. Pentru altfel de fapte, c\u0103r\u0103u\u0219ii de bani risc\u0103 sanc\u021biuni penale, inclusiv \u00eenchisoarea.<\/p>\n<p style=\"text-align: justify;\">Campania de prevenire lansat\u0103 de Poli\u021bia Rom\u00e2n\u0103, Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor \u0219i Microsoft are ca obiectiv reducerea riscului infrac\u021bional, c\u00e2t \u0219i victimal, pentru cei care pot c\u0103dea \u00een capcana infrac\u021biunilor informatice, precum \u0219i informarea cet\u0103\u021benilor \u00een vederea con\u0219tientiz\u0103rii consecin\u021belor legale ale implic\u0103rii \u00een aceste activit\u0103\u021bi infrac\u021bionale. Mai mult, s-a observat \u00een ultimul timp c\u0103 multe astfel de re\u021bele sunt utilizate de infractorii cibernetici pentru a colecta veniturile provenite din fraude \u0219i atacuri online, astfel \u00eenc\u00e2t combaterea re\u021belelor de c\u0103r\u0103u\u0219i de bani are \u0219i un impact important \u00een combaterea criminalit\u0103\u021bii informatice.<\/p>\n<p style=\"text-align: justify;\">Cei mai vulnerabili la schemele money mule sunt persoanele nou venite \u00een \u021bar\u0103, \u0219omerii, studen\u021bii, persoanele care se confrunt\u0103 cu dificult\u0103\u021bi financiare \u0219i \u00een general b\u0103rba\u021bii \u0219i femeile cu v\u00e2rste \u00eentre 18 \u015fi 34 de ani, care tr\u0103iesc \u00een localit\u0103\u0163i mici av\u00e2nd niveluri de educa\u0163ie \u015fi venituri medii sau sc\u0103zute. Vulnerabilitatea de a deveni money mule este cea mai ridicat\u0103 la persoanele care nu iau \u00een serios securitatea informa\u0163iilor lor bancare.<\/p>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><strong>Care sunt modalit\u0103\u021bile prin care te po\u021bi proteja de aceste practici infrac\u021bionale?<\/strong><\/p>\n<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>Asigur\u0103-te c\u0103 verifici din mai multe surse orice propunere de colaborare\/ angajare cu un c\u00e2\u0219tig rapid \u0219i sigur. Banii ob\u0163inu\u0163i prea u\u015for pot fi bani periculo\u015fi.<\/li>\n<li>Verific\u0103 foarte atent datele oric\u0103rei firme care \u00ee\u0163i face o ofert\u0103 de angajare!<\/li>\n<li>Ai grij\u0103 la mesajele nesolicitate pe e-mail sau pe re\u021belele de socializare prin care \u0163i se ofer\u0103 c\u00e2\u015ftiguri rapide cu texte neinteligibile \u0219i pline de gre\u015feli gramaticale!<\/li>\n<li>Nu deschide un cont la o banc\u0103 pentru persoane necunoscute!<\/li>\n<li>Nu accepta oferte de munc\u0103 prin care \u021bi se solicit\u0103 s\u0103 utilizezi contul bancar personal pentru a transfera bani!<\/li>\n<li>Nu furniza niciodat\u0103 datele personale de utilizare a contului t\u0103u bancar altor persoane!<\/li>\n<li>Atunci c\u00e2nd prime\u0219ti un e-mail suspect, nu r\u0103spunde \u0219i nu accesa link-uri din con\u0163inutul acestuia.<\/li>\n<li>Crezi c\u0103 ai putea fi un money mule? Anun\u0163\u0103 imediat poli\u021bia \u015fi banca la care ai conturile!<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\">\u00cen cadrul s\u0103pt\u0103m\u00e2nii European Money Mule Action, campania de educa\u021bie digital\u0103 va beneficia de o popularizare a informa\u021biei prin intermediul re\u021belelor de socializare, dar \u0219i mass-media. \u021ainta acestei campanii sunt persoanele vulnerabile la schemele money mule, ac\u021biunile urm\u00e2nd s\u0103 fie prezentate pe site-ul <a href=\"http:\/\/www.sigurantaonline.ro\/\">www.sigurantaonline.ro<\/a> .<\/p>\n<p style=\"text-align: justify;\">\n","protected":false},"excerpt":{"rendered":"<p>Poli\u021bia Rom\u00e2n\u0103, Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor \u0219i Microsoft lanseaz\u0103 etapa a doua a campaniei #Siguran\u021baOnline&#8230; <a class=\"meta-more\" href=\"https:\/\/infois.ro\/?p=59035\">more <span class=\"meta-nav\">&raquo;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":8869,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,41],"tags":[74,3515,14888,40,8919,14889],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/posts\/59035"}],"collection":[{"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/infois.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=59035"}],"version-history":[{"count":1,"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/posts\/59035\/revisions"}],"predecessor-version":[{"id":59036,"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/posts\/59035\/revisions\/59036"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/media\/8869"}],"wp:attachment":[{"href":"https:\/\/infois.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=59035"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infois.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=59035"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infois.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=59035"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}