{"id":67641,"date":"2022-12-14T12:22:00","date_gmt":"2022-12-14T10:22:00","guid":{"rendered":"http:\/\/infois.ro\/?p=67641"},"modified":"2022-12-15T09:24:38","modified_gmt":"2022-12-15T07:24:38","slug":"atentie-la-tentativele-de-fraudare-a-conturilor-bancare-s-au-inmultit-cererile-cu-acest-obiect-in-cadrul-csalb","status":"publish","type":"post","link":"https:\/\/infois.ro\/?p=67641","title":{"rendered":"Aten\u021bie la tentativele de fraudare a conturilor bancare! S-au \u00eenmul\u021bit cererile cu acest obiect \u00een cadrul CSALB"},"content":{"rendered":"

\"\"<\/p>\n

Anul acesta, Centrul de Solu\u021bionare Alternativ\u0103 a Litigiilor \u00een domeniul Bancar (CSALB) a primit 46 de cereri pe\u00a0 tema fraud\u0103rii conturilor, observ\u00e2ndu-se un trend cresc\u0103tor al num\u0103rului de cereri \u00een luna decembrie, cre\u0219tere cauzat\u0103 \u0219i de faptul c\u0103 s-au \u00eenmul\u021bit tranzac\u021biile online. Doar o treime (14 cazuri) dintre aceste cereri au fost acceptate de b\u0103nci spre negociere, restul au fost respinse dup\u0103 ce comercian\u021bii au invocat faptul c\u0103 banca este ter\u021b fa\u021b\u0103 de obliga\u021bia de restituire sau pl\u0103\u021bile au fost f\u0103cute de c\u0103tre consumatori care \u0219i-au divulgat informa\u021biile personale \u0219i au introdus singuri toate datele de securitate.<\/p>\n

\n

Exemple de cazuri \u00een care b\u0103ncile au acceptat negocierea cu consumatorii \u00een cadrul CSALB<\/strong><\/p>\n

\n

Site-uri clonate\/ pl\u0103\u021bi online: L.S. din Ia\u0219i a f\u0103cut o plat\u0103 online \u00een valoare de 40.000 de lei pe care, ulterior, a contestat-o dup\u0103 ce a observat c\u0103 site-ul era o clon\u0103 a celui original. \u00cen urma negocierii din cadrul CSALB, banca a oferit, ca gest comercial, suma de 20.000 de lei. S-a men\u021bionat \u00een hot\u0103r\u00e2re c\u0103, dac\u0103 prejudiciul va fi recuperat ca urmare a ac\u021biunii Poli\u021biei, consumatorul se oblig\u0103 s\u0103 restituie suma \u00eencasat\u0103 de la banc\u0103.<\/p>\n

\n

Date de pe card transmise prin sms\/e-mail: Consumatoarea C.L. din Bucure\u0219ti a divulgat datele cardului personal ca urmare a unui anun\u021b postat pe un website de v\u00e2nz\u0103ri. Prejudiciul a fost de 17.280 de lei, iar banca a oferit, ca gest comercial, suma de 8.640 de lei. Consumatorul se oblig\u0103 s\u0103 restituie aceast\u0103 sum\u0103 b\u0103ncii dac\u0103 \u00ee\u0219i recupereaz\u0103 prejudiciul.<\/p>\n

\n

Pl\u0103\u021bi interna\u021bionale \/ fraudarea contului: Consumatorul F.S din Harghita a observat c\u0103, f\u0103r\u0103 acordul lui, s-au efectuat pl\u0103\u021bi din contul personal c\u0103tre mai multe firme din Spania. Banca i-a restituit \u00eentreaga sum\u0103 (2.400 de lei) din tranzac\u021biile contestate. \u00cen hot\u0103r\u00e2re se men\u021bioneaz\u0103 c\u0103 banca \u00ee\u0219i va recupera aceast\u0103 sum\u0103 dac\u0103 prejudiciul este recuperat ca urmare a ac\u021biunii penale desf\u0103\u0219urate \u00een acest caz.<\/p>\n","protected":false},"excerpt":{"rendered":"

Anul acesta, Centrul de Solu\u021bionare Alternativ\u0103 a Litigiilor \u00een domeniul Bancar (CSALB) a primit 46… more »<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":67642,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,41],"tags":[74,11327,16060,40],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/posts\/67641"}],"collection":[{"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/infois.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=67641"}],"version-history":[{"count":1,"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/posts\/67641\/revisions"}],"predecessor-version":[{"id":67643,"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/posts\/67641\/revisions\/67643"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infois.ro\/index.php?rest_route=\/wp\/v2\/media\/67642"}],"wp:attachment":[{"href":"https:\/\/infois.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=67641"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infois.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=67641"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infois.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=67641"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}